Finance

Apply for Finance
Finance options are available at Scotty Browns Bike Emporium with 6 & 12 month interest free options with Gem Finance.

Pay no interest and no payment for 12 months* on purchases over $250 when you pay with your GEM Visa  choose Pay With GEM at checkout. Plus get 6 months interest free* on all GEM Visa purchases $250 and over.

Apply Online with GEM Finance

Gem Visa Instalment Interest Free Calculator - Work out your repayments

* Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)).

Prevailing interest rate (currently Gem Visa 28.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card.

Credit provided by Latitude Financial Services Limited.

We Are Here to Help
Contact us if you need any help with the process or understanding the repayments.